Ontario Home Assistance

Available 24/7

Sign in
Ontario Home Assistance

Ontario Home Assistance has new programs available effective October 2026.

This is the fourth release for Ontario homeowners since February 2021. Programs are based on availability and administered on a first come, first served basis. Programs are adjusted annually. The next program adjustment will be December 2026.

Ontario Home Assistance

Behind on your bills? You are not alone.

Rising costs, higher payments and economic uncertainty have made being a homeowner more difficult than ever.

Problems keeping you up at night?

Families across Ontario are now having to make difficult decisions. If financial pressures are causing problems for your mental health, you may be eligible for some relief.

  • More money leaving than coming in
  • Unable to make all of your monthly payments
  • Choosing between groceries and gas
  • Expensive home repairs you can't put off
  • Behind on the mortgage, taxes or utilities
  • Locked into long-term rental contracts

Most homeowners that qualify never claim it.

Find out if you qualify

The good news

You have help.

Support is available for homeowners across the province. Find out what you qualify for with one free review.

  • Manage your credit card bills
  • Get out from under a bad mortgage
  • Stop the collection calls
  • Assistance with repairs and renovations
  • Keep more money every month
  • Get out of rental contracts

How it works

Three steps to find out where you stand.

  1. 1

    Free review

    Call us any time. We listen to your situation and look at where you stand.

  2. 2

    Submit application

    We help you put your application together at no cost to you.

  3. 3

    Find out if you qualify

    We walk you through the options available to you and the next steps.

How long it takes

Applications take up to 10 days to process. Applications are reviewed on a first come, first served basis. We can prioritize emergency and in-need cases.

Need help right away?

If you don't have enough money to support yourself and your family while we review your application, call us and ask for an Emergency Application.

Call 1-888-342-6449

How to apply

Three ways to apply.

Submit one application for you and the immediate family members who live with you.

Apply in person

Book an appointment with the local representative assigned to your region by filling out a form or contacting our office.

Book an appointment

Our mission

Putting homeowners first.

At Ontario Home Assistance, our mission is simple: put homeowners first. We understand the stress that comes with mounting bills, mortgage pressure and home repairs that feel out of reach, and we're here to help.

We work with homeowners to explore real, practical options for their situation. Our approach is always collaborative. We listen first, then offer solutions that are in your best interest.

We've served thousands of homeowners across Ontario. With the right help, staying in your home or finding the right solution is within reach.

To protect homeowners, Ontario Home Assistance does not collect any financial information over the phone.

Ontario Home Assistance will never ask you for money or payment over the phone. If you receive a call or email with any type of financial request, hang up or delete the email immediately.

We're there for you

Debts don't discriminate. We're here to help.

Call now for your free review. A real person always answers.

1-888-342-6449

24 hours a day. 7 days a week. 365 days a year.

Email · help@ontha.ca

Office · 4544 Dufferin St., Suite 201, Toronto, ON M3H 5X2

Prefer we call you?

Leave your name and number and we'll call you back.

Call now: 1-888-342-6449